Doug Nordman

We’re military veterans, not financial advisors. We’re trying to share what we’ve learned and to pay it forward – but you have to make your own decisions.

Doug Nordman served for 20 years of active duty in the U.S. Navy’s submarine force and retired in 2002 at the age of 41.  He and his spouse, a retired Navy Reservist, reached financial independence in 1999 on a high savings rate.

They’ve lived in Hawaii for over 29 years, and their daughter was born & raised on Oahu. These days Doug enjoys surfing, slow travel, writing, reading, home improvement, and more surfing.  

Doug is the author of “The Military Guide To Financial Independence And Retirement” and founder of  (He donates all of his writing revenues to military-friendly charities.)  Their daughter and her spouse are both active-duty Navy, so military personal finance is an important family topic… almost as important as surfing.

In 2020, he published a second book, Raising Your Money-Savvy Family For Next Generation Financial Independence, with his daughter, Carol Pittner, as co-author.

watch playing with fire

A documentary about the FIRE movement and one families quest to achieve financial independence and retire early. Available on the following:

Get your copy of the


A perfect follow up on the film to dive deeper into the philosophies and "how-tos of the FIRE movement"
Playing the FIRE book image

Reading material

We have assembled the foundational information to get your start on the right foot down the FIRE path to financial independence.

What is a Trust and Living Will: How to Set Them Up, What's the difference?

Estate Planning is an often overlooked, yet incredibly important step in your path to Financial Independence. Let's dive into the world of Trusts and Wills, and why you need to create one as soon as you can.

How to Reach Financial Independence

Now that you know what FIRE is and why there is a growing movement of people who are aspiring to reach FIRE — or who have already succeeded — you might start wondering if this is something you could achieve.

Playing with FIRE forward

Playing with FIRE book forward written by Pete Adeney, a.k.a. Mr. Money Mustache