rich & Regular

Julien and Kiersten Saunders

Julien and Kiersten are the couple behind the popular blog rich & REGULAR.  Their mission is to inspire the African American community to consider and adopt the FIRE lifestyle as a path to building generational wealth.  Both creative storytellers, the Atlanta couple helps their readers overcome the cultural and social obstacles that prevent them from achieving financial freedom. The couple has used frugal living, real estate investing and their online business to set themselves on a path to achieving financial independence by 2021.  When they’re not sharing stories about their experiences with money, they are parents to their son Beau, traveling the world or searching for their next great meal.

We want to reverse trends, empower families and change lives for the better.
— rich & Regular

watch playing with fire

A documentary about the FIRE movement and one families quest to achieve financial independence and retire early. Available on the following:

Get your copy of the

book

A perfect follow up on the film to dive deeper into the philosophies and "how-tos of the FIRE movement"
Playing the FIRE book image

Reading material

We have assembled the foundational information to get your start on the right foot down the FIRE path to financial independence.

How to Reach Financial Independence

Now that you know what FIRE is and why there is a growing movement of people who are aspiring to reach FIRE — or who have already succeeded — you might start wondering if this is something you could achieve.

Playing with FIRE forward

Playing with FIRE book forward written by Pete Adeney, a.k.a. Mr. Money Mustache

What is the Mega-Backdoor Roth Strategy?

Individuals with high incomes are usually not allowed to use a Roth IRA, but a mega-backdoor Roth conversion strategy is one way for these individuals to contribute up to $39,500 to a Roth IRA, get the tax-free benefits on the growth of these monies, and then withdraw the funds in retirement.